Author Archives: Abu Al Jauzaa’

Wealth and Properties: Islamic Perspective

In Islam, there are 2 detested groups, regarding the way they perceive riches and wealth. One group states that wealth is everything, and consider it as the solution of problems faced by ummah. Thus they made it as their god. They believe that the reason of human creation is to pursue and gain as much wealth as they can get.

While the other group considers that mankind is in no need of any wealth. They feel satisfy upon their activity performing obligational prayers, since they assumes that wealth is a form of satan, that must be totally avoided in this world. This odd principle drive them away from it, thus Their life occasionally depend to other people. Living a life on charities and alms from others. They feel that they no longer have enough time to win the bread for their wives, children, and family.

Both groups are wrong according to Islam’s perspective. If so, then what is the stance of Islam regarding the matter of wealth? Is it allowed to make wealth as destination of life, or da’wa? Or ..shall it be considered as ‘a wild beast’ ready to spring to it’s prey, thus all people must run away from it?? Well, the best of matters is the in between (wasath). Easy to say, but how to walk the talk?


The Holy Qur’an has described to us about the meaning of ‘al wasath’.

The Whole Universe, created for sake of mankind, belongs to Allah

The Qur’an has explained that the whole world and what within it belong to Allah the Exalted, as what revealed in verse:

أَلا إِنَّ لِلَّهِ مَا فِي السَّمَاوَاتِ وَالأرْضِ أَلا إِنَّ وَعْدَ اللَّهِ حَقٌّ وَلَكِنَّ أَكْثَرَهُمْ لا يَعْلَمُونَ

“Unquestionably, to Allah belongs whatever is in the heavens and the earth. Unquestionably, the promise of Allah is truth, but most of them do not know.” (Yunus/Jonah: 55)

أَلا إِنَّ لِلَّهِ مَنْ فِي السَّمَاوَاتِ وَمَنْ فِي الأرْضِ وَمَا يَتَّبِعُ الَّذِينَ يَدْعُونَ مِنْ دُونِ اللَّهِ شُرَكَاءَ إِنْ يَتَّبِعُونَ إِلا الظَّنَّ وَإِنْ هُمْ إِلا يَخْرُصُونَ

“Unquestionably, to Allah belongs whoever is in the heavens and whoever is on the earth. And those who invoke other than Allah do not (actually) follow (His) partners. They follow not except assumption, and they are not but misjudging.” (Yunus/Jonah: 66)

And He the Exalted has created them for the sake of mankind, as in His verse:

هُوَ الَّذِي خَلَقَ لَكُمْ مَا فِي الأرْضِ جَمِيعًا

“It is He who created for you all of that which is on the earth..” (Al Baqara/The Cow: 29)

And every thing made by Allah the Exalted for the sake of human being, is among His vast graces given to all of them, as He decreed:

وَسَخَّرَ لَكُمْ مَا فِي السَّمَاوَاتِ وَمَا فِي الأرْضِ جَمِيعًا مِنْهُ إِنَّ فِي ذَلِكَ لآيَاتٍ لِقَوْمٍ يَتَفَكَّرُونَ

“And He has subjected to you whatever is in the heavens and whatever is on the earth – all from Him. Indeed, in there are signs for a people who give thought.” (Al Jathiyyah/The Crouching: 13)

Thus, due to the fact that the origin of the universe’s creation was as part of Allah’s grace to mankind, they should never use it in falsehood. This is as stated by Allah,

وَلا تَأْكُلُوا أَمْوَالَكُمْ بَيْنَكُمْ بِالْبَاطِلِ وَتُدْلُوا بِهَا إِلَى الْحُكَّامِ لِتَأْكُلُوا فَرِيقًا مِنْ أَمْوَالِ النَّاسِ بِالإثْمِ وَأَنْتُمْ تَعْلَمُونَ

“And do not consume one another’s wealth unjustly or send it (in bribery) to the rulers in order that (they might aid you) to (consume) a portion of the wealth of the people in sin, while you know (it is unlawful).” (Al Baqara/The Cow: 188)

Wealth, in the eye of Human being

As explained earlier, every single thing in this universe belongs to Allah, may He be Exalted, including wealth and properties. Basically, belongings of human being are the entrusted and trusteeship from Allah the Exalted to be used accordingly. Allah has explained in His decree:

آمِنُوا بِاللَّهِ وَرَسُولِهِ وَأَنْفِقُوا مِمَّا جَعَلَكُمْ مُسْتَخْلَفِينَ فِيهِ فَالَّذِينَ آمَنُوا مِنْكُمْ وَأَنْفَقُوا لَهُمْ أَجْرٌ كَبِيرٌ

“Believe in Allah and His Messenger and spend out of that in which He has made you successive inheritors. For those who have believed among you and spent, there will be a great reward.” (Al Hadiid/The Iron: 7)

Allah the Exalted has made the nature of wealth as the adornment of the world, and one of the biggest trial for one’s faith, as mentioned in His verses:

الْمَالُ وَالْبَنُونَ زِينَةُ الْحَيَاةِ الدُّنْيَا وَالْبَاقِيَاتُ الصَّالِحَاتُ خَيْرٌ عِنْدَ رَبِّكَ ثَوَابًا وَخَيْرٌ أَمَلا

“Wealth and children are (but) adornment of the worldly life. But the enduring good and deeds are better to your Lord for reward and better for (one’s) hope.” (Al Kahf/The Cave: 46)

الْمَالُ وَالْبَنُونَ زِينَةُ الْحَيَاةِ الدُّنْيَا وَالْبَاقِيَاتُ الصَّالِحَاتُ خَيْرٌ عِنْدَ رَبِّكَ ثَوَابًا وَخَيْرٌ أَمَلا

“And know that your properties and your children are but a trial and that Allah has with Him a great reward.” (Al Anfal/The Spoils of War: 28)

Wealth and properties are not the final destination, But one of the means and supplies that shall be used to support worships and righteous deeds in His Cause. Allah the Exalted has decreed :

انْفِرُوا خِفَافًا وَثِقَالا وَجَاهِدُوا بِأَمْوَالِكُمْ وَأَنْفُسِكُمْ فِي سَبِيلِ اللَّهِ ذَلِكُمْ خَيْرٌ لَكُمْ إِنْ كُنْتُمْ تَعْلَمُونَ

“Go forth, whether light or heavy, and strive with your wealth and your lives in the cause of Allah. That is better for you if you only knew.” (At Tawbah/The Repentance: 41)

There are still plenty of verses in the Holy Qur’an that indicate the position of wealth as a mere intermediary to reach the goal of worship. Allah The Exalted has commanded human to give charities, alms, and zakat; which could not be accomplished but by wealth. He also also obliged the pilgrimage to Mecca (Hajj) for those who are capable of it, and it must be done by spending some wealth. For them to be able to perform those orders, Allah the Exalted has obliged mankind to seek the legal provisions; which, by those, a person will be able to bear his responsibilities and obligations in order to fulfill the right of his wives, children, and family. Allah the Exalted declared,

وَمِنْ رَحْمَتِهِ جَعَلَ لَكُمُ اللَّيْلَ وَالنَّهَارَ لِتَسْكُنُوا فِيهِ وَلِتَبْتَغُوا مِنْ فَضْلِهِ وَلَعَلَّكُمْ تَشْكُرُونَ

“And out of His mercy He made for you the night and the day, that you might be rest therein and (by day) seek from His bounty and that perhaps you’ll be grateful.” (Al Qasas/The Stories: 73)

اعْمَلُوا آلَ دَاوُدَ شُكْرًا وَقَلِيلٌ مِنْ عِبَادِيَ الشَّكُورُ

“Work, O family of David, in gratitude.” And few of My servants are grateful.” (Saba’/Sheba: 13)

هُوَ الَّذِي جَعَلَ لَكُمُ الأرْضَ ذَلُولا فَامْشُوا فِي مَنَاكِبِهَا وَكُلُوا مِنْ رِزْقِهِ وَإِلَيْهِ النُّشُورُ

“It is He who made the earth tame, for you, so walk among its’ slopes and eat of His provisions and to Him is the resurrection.” (Al Mulk/The Sovereignty: 15)

Surely, of all good and righteous deeds must be done only to seek His Face and the rewards in the resurrection, which is the joy in heaven.

As with the other provisions, wealth is something to be grateful upon, as revealed in the verses:

قُلْ إِنَّ صَلاتِي وَنُسُكِي وَمَحْيَايَ وَمَمَاتِي لِلَّهِ رَبِّ الْعَالَمِينَ

“Say, ‘Indeed my prayers, my rites of sacrifice, my living and dying are for Allah, Lord of the worlds.” (Al An’aam/The Cattle: 162)

وَإِذْ تَأَذَّنَ رَبُّكُمْ لَئِنْ شَكَرْتُمْ لأزِيدَنَّكُمْ وَلَئِنْ كَفَرْتُمْ إِنَّ عَذَابِي لَشَدِي

“And (remember) when your Lord proclaimed: ‘If you are grateful, I will surely increase you (in favor); but if you deny, indeed, My punishment is severe.” (Ibrahim: 7)

Allah has warned against Avariciousness upon wealth and worldly affairs

Allah the Exalted has created mankind on the nature of loving the wealth and riches. But He dislikes those who are overpowered by their love over wealth, so bad that they become greedy, arrogant, and they neglect their Lord, Allah. Allah the Exalted has affirmed that in His decree:

وَتُحِبُّونَ الْمَالَ حُبًّا جَمًّا

“And you love wealth with immense love.” (Al Fajr/The Dawn:20)

إِنَّ الإنْسَانَ لِرَبِّهِ لَكَنُودٌ * وَإِنَّهُ عَلَى ذَلِكَ لَشَهِيدٌ * وَإِنَّهُ لِحُبِّ الْخَيْرِ لَشَدِيدٌ

“Indeed, mankind to his Lord is ungrateful.And indeed he is to that a witness. And indeed he is, in love of wealth, intense.” (Al ‘Aadiyaat/The Courser: 6-8)

كَلا إِنَّ الإنْسَانَ لَيَطْغَى * أَنْ رَآهُ اسْتَغْنَى

“No! (But) indeed man transgresses. Because he sees himself self-sufficient.” (Al ‘Alaq/The Clot: 6-7)

وَلَوْ بَسَطَ اللَّهُ الرِّزْقَ لِعِبَادِهِ لَبَغَوْا فِي الأرْضِ وَلَكِنْ يُنَزِّلُ بِقَدَرٍ مَا يَشَاءُ إِنَّهُ بِعِبَادِهِ خَبِيرٌ بَصِيرٌ

“And if Allah had extended (excessively) provisions for His servants, they would have committed tyranny throughout the earth. But He sends (it) down in an amount which He wills. Indeed He is, of His servants, Aware and Seeing.” (As shuura/The Consultation: 27)

يَا أَيُّهَا الَّذِينَ آمَنُوا لا تُلْهِكُمْ أَمْوَالُكُمْ وَلا أَوْلادُكُمْ عَنْ ذِكْرِ اللَّهِ وَمَنْ يَفْعَلْ ذَلِكَ فَأُولَئِكَ هُمُ الْخَاسِرُونَ

“O you who have believed, let not your wealth and your children divert you from the remembrance of Allah. And whoever does that -then those are the losers.” (Al Munafiqun/The Hypocrites: 9)

Intense love towards wealth causes him to forget about the death, until the time comes when he is wrapped in his shrouds, and buried in his grave. Allah has exclaimed:

أَلْهَاكُمُ التَّكَاثُرُ * حَتَّى زُرْتُمُ الْمَقَابِرَ * كَلا سَوْفَ تَعْلَمُونَ * ثُمَّ كَلا سَوْفَ تَعْلَمُونَ * كَلا لَوْ تَعْلَمُونَ عِلْمَ الْيَقِينِ * لَتَرَوُنَّ الْجَحِيمَ * ثُمَّ لَتَرَوُنَّهَا عَيْنَ الْيَقِينِ * ثُمَّ لَتُسْأَلُنَّ يَوْمَئِذٍ عَنِ النَّعِيمِ

“Competition in (worldly) increase diverts you. Until you visit the graveyards. No! You are going to know. Then, no! You are going to know. No! If you only knew with knowledge of certainty. You will surely see the Hellfire. Then you will surely see it with the eye of certainty. Then you surely be asked that Day about pleasure.” (At Takathur/Competition in Increase: 1-8)

وَيْلٌ لِكُلِّ هُمَزَةٍ لُمَزَةٍ * الَّذِي جَمَعَ مَالا وَعَدَّدَهُ * يَحْسَبُ أَنَّ مَالَهُ أَخْلَدَهُ

“Woe to every scorner and mocker. Who collects wealth and (continuously) counts it. He thinks that his wealth will make him immortal. “ (Al Humazah/The Traducer: 1-3)
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