Tag Archives: riba

A Proper Will in Shari’a

A Proper Will in Shari'a

A Proper Will in Shari’a

Author: ustadz Aris Munandar MPI

Misunderstanding a will brings fatal effect. Mistake in will means transgression of right. Thus, as a good muslim, we shall understand about this matter, since we’re all heading to our death.

Several days before I wrote this article, I had a conversation with a man who comes from a polygamous family – his father had two wives, and he was his son from the second wife. From the first wife, his father had nine child, whereas from his second wife, he had five child. Before his father died, he wrote a will contains arrangement of division of inheritance of his wealth. Children of the second wife were given inheritance of two locations, whereas children of the first wife were given inheritance of one location but with greater value. This is the example of will that is not allowed in shari’a.

A question arises, “Why it is considered as prohibited will?”. Find the answer in the article below.

Definition of Will

The word “wasiat” (will) is one of the Arabic words that has been adopted in Indonesia language. In its mother language, it means a stressed (emphasized) order.
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Ruling of Bank Deposit

Ruling of Bank Deposit

Definition of Bank Deposit

Author: Ustadz Said Yai Ardiansyah, MA

One of the products issued by bank is deposit. Deposit is a kind of saving that can not be withdrawn until the certain period of time agreed ends, with the benefit of obtaining percentage of profit from the deposited money. If it is drawn before the its due time, then the bank will charge the owner with some fines.

The example is as follows:

Joko wanted to save his money in deposit account. He deposited IDR 50 millions of his money in 3 months period. The interest rate of deposit is 5% per year, thus, in each month, he received = IDR  50 millions x 5 % : 12 months =IDR 208.333,33. Next, the sum is charged with income tax of 20%, hence, in three months, Joko received IDR 208.333,33 x 3 months = IDR 625.000,00 before taxed.

Joko needn’t to worry about the money he deposited, since it certainly yields profit albeit small. Even though the bank goes bankrupt, or suffers from losses, it still has to pay the profit/interest of his money.
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Rulings for Bribing the Tax Employee

working in tax institution

Rulings for Bribing the Tax Employee

Question:

What do you think about someone who give some money to the customs and excise official so that he’ll be free from paying his tax, reasoning that this kind of tax is not in accordance with the teachings of Islam? Is this payment considered as bribery?
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Rulings for Passing Over the Credit that is Related to the Bank

bank

Rulings for Passing Over the Credit that is Related to the Bank

Question:

There is a man who bought his car by credit payment via bank, and he intends to sell his car before the bank installments that he must pay are totally paid. Is it alright for me to buy his car? I will pay the rest of the installments. For your information, I have enough money thus I will never be late to pay the installment and by that I’m sure that I wont get penalized for the lateness of payment. Is it lawful in shari’a?

Answer:
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