Monthly Archives: July, 2012

Pearls of Wisdom from The Corn Farmer

A writer named James Bender once revealed in his book, “How to Talk Well” [New York; McGray-Hill Book Company, Inc., 1994], about a farmer who grown excellent-quality corns, and often won awards from his achievements.

One day, a journalist of local newspaper interviewed him, and unveiled his success’ secret.

He surprisingly found that the farmer used to dispersed his seeds to his neighbors before they started to grow the corns.

“How could you share your corn seeds to your neighbors, and then compete in the same competition every year?” he asked astonishingly.

Pearls of Wisdom from The Corn Farmer

The farmer simply replied, “Don’t you know that winds blow pollens from the near-fruited corn, from one field to another? If my neighbor grown low quality corn, it will affect my corn when the cross-fertilization occur. Thus, if I want to produce top quality corns, I must help them to grow good corns too.”

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The Everlasting Saving

The common characteristic found in human is that they are fond to save, or to pile up wealth and properties. But rarely that they aware, the true possession of them are ones spent in well-causes.

Lots of people are in haste to seek money and save it to be used when they reach old age. Basically, this motive is absolutely legal, as long as they gain it through legal ways and fulfill their obligations upon it, such as paying the zakat (obligational charities) and spending for their family necessities.

everlasting saving

But there is a much better saving than that, that is their righteous deeds in any forms of it, in order to seek the salvation in the Last Day. A day where wealth, kids, and authorities will be of no use. It is undeniable that wealth has a power to dazzle those who loves it and blinded them, thus they believe that wealth is everything in this world.

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Ruling for Trade Mediator (Broker and Intermediary)

Question and Answers: Ruling for Trade Mediator (Broker and Intermediary)

Below is the answer for question about the ruling for trade mediator, asked by brother Endy Prasetya through the mailing list, answered by Ustadz (Chaplain) Dr. Muhammad Arifin Badri, M.A. – advisor for Indonesian Muslim Entrepreneur Community.


Assalamu’alaikum (Greetings)

All praises be to Allah, may peace and blessings of Allah be upon Prophet Muhammad, his family, and his companions.

Question no. 1

Is mediator (in general) a lawful occupation? What actually the role of mediator according to sharia?


Mediator/intermediary/pander in trading can either be lawful or unlawful. Thus it a must to differ between the lawful and the unlawful, and a general answer is not permitted in such case.

To have a little insight about the ruling for intermediary, I will mention briefly about it’s details.

The Unlawful Intermediary

There are several intermediaries that are forbidden in Islam, such as:

Becoming a mediator/a pander to sell the goods brought by the villagers to the market/town, is not allowed in Islam.

This ruling is based on a hadith narrated by Ibn ‘Abbas -may Allah be pleased with him- as follows:

“A town dweller should not sell the goods of a desert dweller on behalf of the latter.” I asked Ibn ‘Abbâs, “What is the meaning of: ‘No town dweller should sell (or buy) on behalf of a desert dweller?”’ Ibn ‘Abbâs -may Allah be pleased with him- said, “It means he should not become his broker.” (Muttafaqun ‘alayh)

trade mediator broker and intermediary

At traditional markets, usually there are brokers who offer the villager to carry their goods to be sold in the market/town, hence they will get a fine price, and the broker will receive some wages according to their (the goods owner and the broker) agreement in advance.

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The Best Insurance in The World

There were two merchants, one came from Kuwait, and the other came from Saudi Arabia. They were sidekick, united by one religion: Islam. They loved each other, in brotherly love, thus they became brothers in Islam, each loved his partner as he loved himself. They agreed to form a business affiliation that could strengthen their brotherhood bond and make it firmer. Allah has guided them to start a legal business, and they became a fine role model of the sincere, genuine brotherhood in Islam. Their business advanced rapidly, and it grew larger. They worked on so many projects, and due to Allah’s bounty – Exalted be He-, those projects yielded abundance of profits.

best insurance in the world

One day, they sat together talking about various things. Then, the Kuwait merchant told his partner, “Why don’t we insure our business?”

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Credits and Loan: Problems and Solution


Credit, as one can easily see today, has became one of the most popular method of trading and payment among worldwide society. Since it gives convenience and ease for most people rather than direct payment, no wonder that it keeps gaining favors day by day, from all levels of society, including muslim.

It is known that the credit system has long been a part of human economical life, even in the era of Allah’s apostle, Muhammad Shallallaahu ‘alayhi wa Sallam. Back then, it’s system was much more simple, as people’s social and economic system itself. But today, it has developed lots of forms, which are probably similar in names and mentioning, but differ in essence and way of conduct.

credit and loan problems and solution

Thus, it is very important for one to understand the details of every forms of credits, in order to compare it’s equalities with practices done in our Prophet Shallallaahu ‘alayhi wa Sallam’s time, and determine it’s verdict eventually.

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