Monthly Archives: June, 2012

O Muslim, Trade Earlier!

Looking at the present condition of our Muslim brothers, it is common for them to use their morning time lazily. They prefer to indolence at this graced time, until the sun rises or even  later. Whereas that was not the guidance of our Prophet Shallallaahu ‘alayh wa Sallam. He was used to make best of his early morning time, just as his devoted companions and noble scholars whom are our role models in our deeds and morals. All of them were used to use their morning time well.

Morning Time is An Appropriate Time to Perform Good Deeds

In the book named Sahih Bukharee, there is a narration from Abu Huraira, which he took from The Prophet Shallallaahu ‘alayh wa Sallam. He-Shallallaahu ‘alayhe wa Sallam stated,

“Religion is very easy and whoever overburdens himself in his religion will not be able to continue in that way. So you should not be extremists, but try to be near to perfection and receive the good tidings that you will be rewarded; and gain strength by worshipping in the mornings, the nights.” (Collected by Bukharee no. 38 and see the explanation of it in Fath-ul Bari).

trade earlier

The meaning of ‘al ghodwa’ in this hadeeth is a journey in the beginning of the noon. Al Jauhari said that the meaning of ‘al ghodwa’ is some time between the time of Fajr Prayer and the rising of the sun. (see Fath-ul Bari 1/62, Maktaba Shamila)

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Usury, The Cause of World Destruction

Since decades ago, The Prophet Shallallaahu ‘alayh wa Sallam had warned us about the danger that will threaten the whole world, along with the spreading of usury among society, either in the name of interest, after-hours work, shares, or other phrases.

The parameter concerning usury is the essence of practice, not the names.

عَنْ أَبِى هُرَيْرَةَ رَضِيَ اللهُ عَنْهُ عَنِ النَّبِىِّ صَلَّى اللهُ عَلَيْهِ وَ سَلَّمَ قَالَ: اجْتَنِبُوا السَّبْعَ الْمُوبِقَاتِ. قَالُوا يَا رَسُولَ اللَّهِ ، وَمَا هُنَّ قَالَ: الشِّرْكُ بِاللَّهِ ، وَالسِّحْرُ ، وَقَتْلُ النَّفْسِ الَّتِى حَرَّمَ اللَّهُ إِلاَّ بِالْحَقِّ ، وَأَكْلُ الرِّبَا ، وَأَكْلُ مَالِ الْيَتِيمِ ، وَالتَّوَلِّى يَوْمَ الزَّحْفِ ، وَقَذْفُ الْمُحْصَنَاتِ الْمُؤْمِنَاتِ الْغَافِلاَتِ

From the authority of Abu Huraira radhiyallaahu ‘anhu, he said that The Prophet Shallallaahu ‘alayh wa Sallam said, “Away from the seven deadly things.” The companions asked, “O Allah Messenger, what are those seven things?”. The Prophet Shallallaahu ‘alayh wa Sallam replied, “Doing Shirk, magic, murdering without any legal reason, consuming usury, consuming property of the orphan, runaway from a battle, and accusing a decent lady of fornification.” (Collected by Bukharee, no. 6465; Collected by Muslim no. 272)

usury interest

This narration indicated that the one committed such things will be punished terribly, in this world and Hereafter.

عَنْ عَبْدِ اللَّهِ بْنِ حَنْظَلَةَ غَسِيلِ الْمَلاَئِكَةِ قَالَ قَالَ رَسُولُ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَ سَلَّمَ: دِرْهَمُ رِباً يَأْكُلُهُ الرَّجُلُ وَهُوَ يَعْلَمُ أَشَدُّ مِنْ سِتَّةٍ وَثَلاَثِينَ زَنْيَةً

From Abdullah Ibn Hanzhalah – the one whose corpse was bathed by the angels–, he said that, The Apostle Shallallaahu ‘alayh wa Sallam once said, “The sin of consuming A dirham from usury, which consumed by a person who knows that it is an usury, is heavier than doing 36 times of adulteries.” (Recorded by Ahmad, 22007; graded saheeh by al Albanee in Shahih al-Jami’, no. 3375)

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Insurance for Our Future

Question:

Assalamu’alaikum wa rahmatullahi wa barakatuh

Previously, I would like to apologize If my question below create any hard feelings to you.

Ustad (A Mention for religious teacher or scholar in Islam-ed), several years ago I joined an insurance for my children education. Alhamdulillah, all praise belong to Allah, several years after, I began to understand that it was a mistake. But the insurance policy can not be claimed before a certain time. It can be sold, but I must wait for a buyer to come. Finally, I decided to lend that insurance money together with it’s interest, which I meant to use it as a kind of saving, thus, when the policy reach it’s end of the period, the money that I take is my own money, and not the interest.

Now I have moved, and in this new city, the Insurance Office stated that I am now able to claim my policy, but with the amount written upon the policy itself. If I claimed it now, the sum of money I receive will be far from the amount that I have saved.

insurance for our future

Ever since I recognized the ruling of insurance, I intended to pay the premises as saving, and not as an insurance. What should I do? Should I claim it now or wait until the amount of policy equals the sum I deposited? I’ve been feeling uneasy lately. If I claimed it now, it means that for all this time, I’ve been paying interests for the credit which I meant to replace the interest (usury) that I will received in the future. But if I did not claim it now, I keep on feeling bad since the money I deposited will be used as a credit containing usury.

I beg you for an advice, to choose a straight path. Thank you.

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Our Wealth is Just An Entrusted

Thing you ought to remember… that Your wealth is just an entrusted thing…

Allah Ta’ala said in His Book:

آَمِنُوا بِاللَّهِ وَرَسُولِهِ وَأَنْفِقُوا مِمَّا جَعَلَكُمْ مُسْتَخْلَفِينَ فِيهِ فَالَّذِينَ آَمَنُوا مِنْكُمْ وَأَنْفَقُوا لَهُمْ أَجْرٌ كَبِيرٌ

“Believe in Allah and His messenger and spend (in charity) out of the (substance) whereof He has made you heirs, For, those of you who believe and spend (in charity)- for them is a great Reward.” (Al Hadeed: 7)

Among wisdoms from the verse above are:

The order to have faith in Allah and His Messenger
Motivation to spend wealth in charity
Great rewards of faith and charity

wealth in the noble quran

Al Qurthubi explained in his translation of Noble Qur’an regarding this verse: “This verse contains an indication that basically all wealth in this world belong to Allah. Servants possess nothing but whatever Allah pleased for them. And whoever spend his wealth in His cause, will be as one spends other’s wealth by the owner’s permission, thus he will get abundant of rewards.”

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The Wealthiest Person

Who is the World wealthiest person today?

One might answered, “Bill Gates, the owner of Microsoft corp!”, or, “That football player!”, or even, “That you-know-who artist!”, etc.

Those answers probably normal for majority of our society, who measures “wealth” as only by concrete possessions. But if it is measured through shariah, it is possible even for us to be the candidate of world’s wealthiest person!

Who is the Wealthiest person according to shariah?

The answer is: the most contented of what he have.

Our Prophet Shallallaahu ‘alayhi wa Sallam had told us,

لَيْسَ الْغِنَى عَنْ كَثْرَةِ الْعَرَضِ، وَلَكِنَّ الْغِنَى غِنَى النَّفْسِ

“Riches is not measured by the amount of wealth, but the true riches is the riches of the heart.” (Recorded by Bukhari and Muslim from Abu Huraira)

wealthiest person in the world

It is also called conviction, qana’a, which means one gladly accepted whatever Allah Ta’ala granted, either it is plenty, or less. No matter how much sustenance he get, he will never complain. He will be grateful if the amount is plenty, and be patient with the less.

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